Zing is an app that helps you manage your international finances. It offers real-time currency exchange with competitive rates, ensures worry-free money management abroad, and provides easy money transfers and rewards. Developed by HSBC, it aims to simplify living an international life.
Features
Real-Time Currency Transfers
Convert money at competitive rates across international currencies instantly.
HSBC Integration
Zing integrates with HSBC for payments and supports using Google and Apple Pay to make spending convenient and secure.
Reward System
Earn rewards when you use your Zing account, helping to save money in the long run.
Global Payments
Allows you to manage and transfer money worldwide with ease, making international transactions transparent and simple.
Security
Built-in features to ensure that all transactions are safe and secure, with 24/7 customer support for assistance.
Custom Experience
Gives users the ability to tailor their payment methods and have control over their financial transactions.
No Hidden Fees
Offers competitive fees with complete transparency, so users know exactly what they are paying.
Pay like a local
Hold money in 20+ currencies, send in 30+ currencies, and spend worldwide—all from one app and card.
Spend less abroad
Convert up to £1000 with no conversion fees per month for worry-free travel.
Exclusive rewards
Enter promotions and earn rewards that help you get more for your money as a Zing member.
Multi-currency support
Zing provides a multi-currency card to manage international transactions seamlessly.
Free app and card
Zing offers a free mobile app and card to facilitate international financial transactions.
Currency conversion
Zing provides a feature for currency conversion with conversion fees starting from 0.2%.
Digital Payment Methods
Zing partners with Checkout.com to increase digital payment methods and support future product growth.
Automatic Top-ups
Zing launches automatic and one-tap top-ups for all members to simplify the user experience.
Fee-free Currency Conversion
Users can enjoy £500 of fee-free currency conversion each month with Zing.
Linked Accounts
You can link your bank account to the Zing app to make top-ups without approving each one. It works by setting pre-approved single and monthly top-up limits to manage your account automatically.
Automatic Top-ups
Automatically top up your account when your balance falls below a set amount. Set it up by linking your bank account in the Zing app and choosing your bank. You stay in control by setting and amending limits anytime.
Currency Conversions
With Zing, you can add money to your GBP wallet and convert it into the local currency wallet when the exchange rate is favorable. This allows you to monitor the currency pairs and convert when it's advantageous.
No Conversion Fees
Zing offers no conversion fees on the first £500 per month, enabling cost-effective currency exchange for users.
ATM Withdrawals
Users get one free international ATM withdrawal per month. Further withdrawals have a fee of £2, but Zing ensures transparency about these charges.
Multi-Currency Wallets
You can hold money in 20+ currency wallets, ensuring flexibility and cost-effectiveness when traveling to different countries.
Transparent Fees
Zing keeps all fees transparent, avoiding hidden costs, which helps users plan and manage their travel expenses effectively.
Bank Transfer
One of the most secure options for sending money, often likely to be cheaper than other methods. Requires the recipient's name, bank account number, and IFSC code.
Linked Payments Interface (LPI)
Allows sending directly to a mobile number or IFSC code linked to the recipient’s bank account, making it easy and quick.
Zero International Transfer Fees
No fees for sending money abroad, offering a more cost-effective way to transfer funds to India.
No Exchange Rate Markups on First £2500 Yearly
No conversion fees on the first £2500 you transfer each year, which can save costs compared to other services.
Transfer Fee Options
Zing allows you to choose how to handle intermediary bank charges for SWIFT transfers. You can either pay the transfer fees yourself, ensuring your payee receives the full amount, or share the fees with your payee, which might result in lesser charges but not the full intended amount.
In-App Payment Tracker
Zing provides an in-app payment tracker feature that lets you see where your money is during its journey for outgoing payments, providing transparency in the transaction process.
Mobile Wallet Top-ups
Zing partners with Checkout.com to offer mobile wallet top-ups through Apple Pay and Google Pay, providing users with more versatile digital payment options.
Global Digital Payment Integration
Zing integrates with Checkout.com's global digital payment infrastructure, allowing seamless international transactions.
Automatic Top-Ups
Automatically credit the user's account when their balance falls below a predetermined amount, ensuring they never run out of funds.
One Tap Top-Ups
Link Zing to members' banking apps, allowing easy top-ups with a single tap without manually inputting details.
International Money Transfers
Enable members to add funds from seven major banks within 30 seconds for seamless global transactions.
Integration with Tink
Leverages Visa's open banking platform to link banking apps directly to Zing for fast top-ups.