DebtFreeo is a smart debt tracker that helps people eliminate their debt with personalized repayment strategies.
Features
Personalized Strategies
Choose from repayment methods like Avalanche, Snowball, or Balance Ratio tailored to your financial needs.
Clear Payment Plans
Easily track your monthly payments, total interest saved, and payoff dates through an intuitive dashboard.
Comprehensive Insights
Get a detailed breakdown of debts, including interest rates, total payments, and repayment timelines for informed planning.
Visual Progress Tracking
Stay motivated with dynamic charts that show the decline in debt over time.
Flexible Input Options
Add and manage multiple debts with customizable payment details for more effective planning.
Basic Debt Tracking
Track up to 2 debts for free and gain insights through simple payment calculators and standard charts and graphs.
Unlimited Debt Tracking
In the Pro plan, save and track unlimited debts to have a comprehensive overview of all your financial liabilities.
Advanced Charts
Gain deeper insights into your debt with advanced charts including amortization schedules to plan your payments effectively.
Email Payment Reminders
Receive timely email reminders for your payments to avoid missing due dates and maintain healthy credit.
Built for Simplicity
An easy-to-use interface that focuses on clarity and efficiency, making debt management stress-free.
Debt Management Strategies
Learn effective debt management techniques, including the snowball and avalanche methods, to reduce and eliminate debt efficiently.
Budgeting Techniques
Explore various budgeting strategies, including zero-based budgeting and gamified budgeting, to enhance financial planning.
Credit Score Insight
Access a variety of guides and tips to improve and manage your credit score for better financial opportunities.
Saving Tips
Discover innovative saving strategies, such as mindful saving and eco-friendly habits, to boost financial growth.
Financial Wellness Guidance
Gain insights into managing financial stress and enhancing financial wellness through mindfulness and other practical approaches.
Amortisation Calculator
Allows you to calculate your loan amortisation schedule with a detailed monthly breakdown, helping you see exactly how your payments will progress over time.
Interest Calculator
Helps calculate interest payments and total costs for various types of loans, allowing you to better understand the financial implications of your borrowing.
Loan Comparison Tool
Enables you to compare different loan options to find the best rates and terms tailored for your financial situation.
Debt-to-Income Calculator
Calculates your debt-to-income ratio, providing insights into your financial health and helping you manage your debts effectively.
Credit Card Payoff Calculator
Assists in planning your credit card debt payoff strategy and timeline, aiding in reducing liabilities efficiently.
Debt Consolidation Calculator
Lets you compare debt consolidation options and potential savings, ensuring you find the best method to manage multiple debts.
Emergency Fund Calculator
Calculates the amount you should save for emergencies based on your financial situation, keeping you prepared for unforeseen circumstances.
Savings Goal Calculator
Helps plan and track progress towards your savings goals, offering a clear path to achieving financial objectives.
Budget Planning Calculator
Enables the creation of a personalized budget plan based on your income and expenses, assisting in practical financial planning.
Mortgage Calculator
Calculates monthly mortgage payments and total loan costs, providing clarity and planning for potential homeowners.
Student Loan Calculator
Aids in planning student loan repayment and understanding the total cost of education, easing the financial burden of higher learning.
Net Worth Calculator
Calculates total assets minus liabilities, giving you a snapshot of your financial health over time.
Term Life Insurance Calculator
Calculates life insurance needs based on your current financial situation, ensuring adequate coverage for peace of mind.
Down Payment Calculator
Assists in planning savings for a home down payment, supporting efficient and targeted saving strategies.
College Savings Calculator
Helps plan for children's education expenses effectively, by forecasting costs long-term.
Personalized Guidance
Provides direct support tailored to your unique financial situation, helping you make informed decisions towards becoming debt-free.
Quick Response
Ensures all messages are personally responded to within 24-48 hours, emphasizing that your financial journey is a priority.
Debt Management Services
Helps users manage their debt by providing tools and strategies for organizing and tracking debt balances and interest rates.
Secure Payment Processing
Allows users to securely process payments using encrypted payment information, ensuring safe transactions.
Data Protection Measures
Implements regular security audits, encryption of sensitive data like AES-256, and strict access controls to ensure the safety of user data.
Guidance for Debt Management
Offers suggestions and strategies for users looking to improve their financial situation by responsibly managing their current debt load.
Data Security
Implements technical security measures like AES-256 data encryption and secure backups to protect user data.
Access Control
Restricts data access to only authorized personnel, ensuring safety and compliance with data protection standards.
Sub-processor Compliance
Ensures sub-processors meet the same data protection standards and provides notifications about changes.