Create legally-sound dispute letters, powered by AI and backed by consumer protection laws (FCRA, FDCPA, CFPB, FTC) to correct your credit report and restore your financial freedom.
Features
AI-powered Legal Dispute Letters
Automatically generate dispute letters that enforce your rights under consumer protection laws like FCRA, based on an AI analysis of your situation.
Chat with Legal AI
Speak with an AI assistant that uses FCRA and FDCPA laws to construct and customize your legal case.
Send & Track Disputes
Download letters as PDFs to send to relevant parties and track progress with legal timelines and options for certified mail.
Education on Consumer Laws
Access resources about your rights under laws like FCRA, FDCPA, and guidelines from CFPB and FTC.
Violation Detection
Utilize AI to scan documents for legal violations under FCRA, FDCPA, and other consumer protection laws.
Progress Tracking Dashboard
Monitor dispute progress, credit score improvements, and response deadlines in a single dashboard.
Rapid Response
Generate dispute letters quickly to expedite the credit repair process with fast AI-powered analysis.
Comprehensive guides
Offers step-by-step guides on topics like how to dispute credit report errors and understanding rights under the FDCPA to help users navigate complex consumer protection laws.
Educational resources
Provides a wide range of educational materials including courses, articles, and blog posts to empower users with knowledge about laws like the FCRA and FDCPA.
Community support
Engages users with a newsletter for updates on the latest credit repair strategies, offering a sense of community and ongoing learning.
Identity Error Fixing
Guides users on correcting incorrect personal information like wrong name spellings or addresses on their credit reports by contacting credit bureaus with supporting documentation.
Dispute Accounts
Assists users in filing disputes for accounts that don't belong to them, potentially due to identity theft, by reaching out to both credit bureaus and lenders.
Remove Duplicate Accounts
Helps in disputing duplicate account listings on credit reports by providing account statements and contacting credit bureaus.
Correct Account Status
Instructs on gathering correct account status documentation to dispute errors such as accounts reported as delinquent when they are not.
Outdated Information Removal
Advises on disputing outdated negative information on credit reports that should have been removed after specific time frames, in line with regulations.