AI-driven platform for small businesses to manage credit with insights, reports, and strategies. Offers a single subscription plan for access to services. Focuses on business credit management and data security.
Features
Infinity Access Plan
Offers unlimited business credit reports, access to AI credit estimates, financial news, and credit boost tips for small businesses on a monthly subscription plan.
Business Credit Scores
Helps businesses dominate in the market by providing access to important business credit scores and insights.
Futeur Intelligence
A comprehensive business intelligence tool that uses AI to deliver credit insights and actionable strategies for small businesses.
AI-Driven Insights
Provides AI-driven insights to help businesses lead and excel in today's fast-paced world.
Revolutionizing Data Security
Ensures the highest level of data security and privacy for business credit information.
Credit Definition
Distinguishes between Personal Credit, which reflects an individual's creditworthiness, and Business Credit, which measures a business's ability to meet financial obligations.
Credit Tracking
Describes who tracks the credit: Personal Credit is tracked by consumer credit bureaus like Experian, Equifax, and TransUnion, while Business Credit is monitored by commercial credit bureaus such as Experian Business and Equifax Commercial.
Scoring System
Personal Credit uses FICO and VantageScore, whereas Business Credit uses systems like Experian Intelliscore Plus and Equifax OneScore.
Use Cases
Personal Credit is typically used for credit cards or loans for individuals, while Business Credit is used for business loans, vendor credit, and leases.
Credit Impacts
Personal Credit impacts personal finances. Business Credit affects a business's ability to grow and expand.
Visibility
Personal Credit is easily visible through apps like Credit Karma, whereas Business Credit requires specialized tools like FuteurAI for monitoring.
Comprehensive Credit Monitoring
Stay informed with real-time updates on your business credit across various systems, helping you maintain healthy credit and avoid surprises.
Actionable Insights
Receive personalized recommendations based on your credit activities to help you grow and secure better financing options.
Instant Alerts
Get real-time notifications for any changes in your credit score or new credit inquiries to help you respond quickly.
Advanced Data Protection
Utilizes advanced security measures to protect your information, adhering to top industry standards for safety and confidentiality.
NIST CSF Certification
Ensure that every team member is certified according to NIST CSF guidelines, maintaining strong cybersecurity protocols.
Instant Credit Insights
The FuteurAI WebApp provides instant, app-free access to business credit reports using a web browser. It is optimized for Safari, Chrome, and Firefox, making it easy to access detailed credit reports swiftly without any downloads or delays.
On-the-Go Intelligence
The WebApp gives insights needed for business credit management wherever you are, whether between meetings or planning next steps.
Intuitive Dashboard
FuteurCred Mobile App offers an intuitive dashboard that helps track credit health, monitor changes, and receive actionable recommendations instantly.
Tailored Alerts
Stay informed with real-time updates on business credit with alerts that keep you ahead.
Growth-Oriented Tools
Understand what impacts your business credit score and take clear steps to improve it. These tools help in maximizing your credit potential effectively.
Leveling the Playing Field
Provides small businesses with financial clarity similar to large corporations.
AI-Powered Platform
Simplifies credit applications with confidence for small businesses.
Trusted Partnerships
Includes best-of insights from Equifax, Experian, and others tailored to unique business needs.
Real-time Credit Insights
Provides real-time credit insights with unmatched accuracy and speed. Uses predictive analytics to forecast market trends and prepare businesses for the future.
Inclusive Approach
Focuses on breaking barriers for minority and women-owned businesses. Fosters equity and innovation to create a more inclusive business environment.
Impact at Scale
Supports a wide range of businesses with future growth projections. Currently supports 34.8 million businesses, with a target of 59.8 million by 2029.
Sample Downloads
Provides downloadable samples for both business and personal credit reports, allowing users to view and understand the type of information included in these reports. Business samples include Equifax Paynet, Equifax One Score, and Experian. Personal samples include Equifax and Experian.
Inclusive Design Service
Provides tools and resources to help create accessible and inclusive web designs, ensuring that digital platforms are usable by everyone, including those with disabilities.
Empower Through Accessibility
Offers solutions that help entrepreneurs tap into a wider customer base by making their offerings accessible to individuals with disabilities.
Technical Assistance
Gives guidance and support in optimizing digital platforms to meet accessibility standards and enhance user experience for all.