The product is a shared banking app for families, offering features like joint accounts, budget tracking, and bill management. It allows for collaborative financial planning and provides support and guidance for managing family finances.
Features
Shared Accounts
Create joint bank accounts that allow multiple users to save, budget, and spend money together with automatically tracked spending and custom savings goals.
Bill Organization
Automatically organize and track the family's bills, subscriptions, and expenses for better control over the family's financial commitments.
Support & Assistance
Access live support for financial guidance and resolving banking or mobile app issues, ensuring assistance when needed.
Effortless Money Movement
Easily transfer money between accounts and to family members, with real-time tracking and notifications, simplifying the flow of finances.
Shared Finances Management
Allows you to manage your shared expenses and finances in one place, making it easier to track and organize joint accounts.
Personalized Controls
Provides tools to manage shared expenses with personalized controls and smart suggestions.
Real-time Notifications
Offers real-time notifications to keep you updated on transactions and account activities.
Budgeting Tools
Includes features that help in budgeting and setting financial goals for shared expenses.
Transaction Tracking
Tracks your expenses and provides insights into spending patterns for better financial management.
Automation+
Allows you to automate banking tasks by setting custom rules for bill payments or deposits. It helps in automating the sending of money to external accounts, making sure you're getting paid without any hassle.
Cards+
Provides additional virtual cards to better manage spending, privacy, and security. Each card can be customized with controls to set spending limits or merchant restrictions, automatically declining transactions that don't meet the set criteria.
Members+
Enables you to add up to five members to a single family account, simplifying the process of managing finances together. This feature is ideal for families, couples, or dependents, ensuring security and privacy while cooperating on funds.
Savings+
Focuses on helping you grow financial security with features like competitive interest rates, automated savings, and personalized financial advice. It's designed to empower families to achieve their financial goals.
Flexible Accounts for Poly Households
Zeta simplifies finances for poly households with flexible accounts, automated contributions, and detailed tracking for managing shared goals.
Companion Cards for Teens
Zeta offers parents control over their kids' spending with customizable limits and automatic categorization to help teach financial responsibility.
Family Bank Account Management
Zeta provides tools for managing family and aging parents' finances, supporting Social Security payment automation and easy fund transfers.
Diversity Commitment
Zeta is committed to integrating diversity into every level of the company to reflect the diversity of American families. This includes a focus on race, gender, and sexual orientation.
Diversity Goals
Zeta aims to match the diversity of the US population using three demographic areas: race (44% non-white), gender (50% women and non-binary), and sexual orientation (6% LGBTQ+), as benchmarked by the US Census and a Gallup Poll.
CapTable Diversity Measurement
Zeta measures the diversity of investors based on the total number of investors meeting demographic criteria, aiming for diverse investor representation.
Employee Diversity Measurement
Zeta measures employee diversity based on how employees identify during onboarding, with a goal of diverse hiring.
Community Diversity Measurement
Zeta measures community diversity through the Customer Advisory Board diversity.
Secure Data Storage
Zeta uses secure, encrypted storage for financial data, ensuring it is not exposed to potential hackers. The use of tokenized storage in some cases adds an extra layer of data protection.
Plaid Integration
Zeta connects to your financial institutions using Plaid, a trusted third-party service, ensuring secure access without storing login credentials directly.
Strong Access Protocols
Individual login setup for both account users and partners, promoting secure password creation and the use of two-factor authentication for additional security.
Strict Data Access Control
Only a small group of trained team members have production database access, and even then, access is controlled and regularly audited to ensure security and compliance.
Amazon Web Services
Built on robust AWS infrastructure, Zeta uses trusted frameworks to ensure data security and compliance. Additionally, APIs provided by Treasury Prime enhance bank connections for reliable data access.
Send a Free Love Note
Allows users to write a personalized love note, choose from different postcard designs, and send it electronically for free.
Inspiration Section
Provides examples of love notes to inspire users when writing their own messages.