Budgeting app for tracking expenses, managing budgets, and analyzing spending. Features include guided onboarding, timeline review, safe balance insights, shared budgets, split spending, credit spending management, bill tracking, recurring transaction automation, and analytics. Available on iOS.
Features
Onboarding
Get your budget set up in minutes with a simple guided onboarding process.
Timeline
Review your upcoming and historical bills, income, and transfers in a clear, organized view.
Safe Balance
See how much money you need to cover upcoming expenses and how much you can save.
Shared Budgets
Share budgets across multiple users to seamlessly track and manage your money together.
Split Spending
Divide spending across categories and use an integrated calculator to manage expenses effectively.
Paid by Credit
Account for spending and bills typically paid with a credit card, helping you manage these payments efficiently.
Types
Track various types of transactions, including bills, income, transfers, and spending categories.
Recurring
Mark transactions as recurring to have them automatically added to your timeline as they approach.
Analytics
Analyze your spending and income to gain better control over your financial situation.
Hide, Lock, & Archive
Hide, lock, or archive recurring items from your budget with the flexibility to bring them back anytime.
Automatic Transaction Import
Taproot Budgeting allows you to automatically import transactions directly from your bank account, streamlining the process of tracking your expenses.
Multi-Budget Creation
You can create more than one budget, making it easy to manage multiple financial plans or separate personal and business expenses.
Budget Sharing
Share your budget with others, enabling collaboration or transparency in managing finances with partners or family members.
Add Screen Calculator
The calculator built into the Add screen helps you quickly perform calculations while entering expenses, aiding in budgeting accuracy.
Cash Back & Rewards
The article discusses the use of credit cards to earn cash back and rewards on purchases like groceries and gas. It covers maximizing these rewards by using specific cards for specific categories.
Budgeting and Expense Tracking
Tips for creating and adhering to a budget while using credit cards. Emphasizes setting a spending limit and tracking expenses to avoid overspending.
Automatic Bill Pay
Encourages setting up automatic payments for utilities and other recurring expenses using credit cards to ensure bills are always paid on time and to earn potential rewards.
Credit Statement Management
Explains the benefit of using credit cards for automatic credit statement payments. Suggests automation to ensure timely payments to avoid interest.
Financial Discipline Tips
Offers guidance on maintaining discipline when using credit for budgeting purposes, such as avoiding unnecessary debt and sticking to a planned budget.